Explore my book
12 Steps to Financial Health
This book provides you with an easy to follow step-by-step guide to becoming financially healthy.

This book teaches you all the financial habits you need in your life to be financially healthy. This book is about taking action and getting results. This book comes with 16 spreadsheet templates for you to fill out with your own personal numbers so that you know exactly what’s happening with your money.
We start by gaining clarity about exactly how much money you make, spend, owe and save. We then calculate exactly how much money you need to feel secure, comfortable and to live a life of luxury defined by you. We also calculate exactly how much money you need to save each month to reach your retirement goals. We then work on a precise plan to eliminate debt, build an emergency fund, and save for retirement.
I teach you how to invest on your own. We start by learning how to open a self-directed investing account and making a single small initial investment. I teach you about ten different types of investments and how to decide for yourself what you would like to invest in. I teach you how to do your own research and compare different investments. I teach you how to design a balanced diversified investment portfolio appropriate to your personal circumstances and goals.
The book ends with an introduction to more sophisticated investment strategies if you’re interested in growing your money even faster. It includes a list of trusted resources for where to continue learning how to be more financially abundant.
3 Sections:
1. Know Where You Are
2. Know Where You Want To Go
3. Know How To Get There
12 Lessons:
1. How Much Do I Spend?
2. How Much Do I Owe?
3. How Much Do I Have?
4. How Much Am I Worth?
5. How Much Do I Need?
6. When Can I Retire?
7. How To Eliminate Debt
8. How To Build an Emergency Fund
9. How To Start Investing
10. How To Increase Returns
11. Tax Strategies
12. How To Become Wealthy
16 Spreadsheets:
1. Monthly Money Manager
2. Debt and Credit
3. Protection Plan (Version 1)
4. Net Worth Statement
5. Financial Security
6. Financial Comfort
7. Financial Luxury
8. Protection Plan (Version 2)
9. Retirement Forecast
10. Eliminating Debt
11. Protection Plan (Version 3)
12. Detailed Investment (Version 1)
13. Comparing Investments
14. History of Investments
15. Asset Allocation
16. Detailed Investment (Version 2)
It’s never been easier to take control of your finances
Doing the work described in this book
will add about $1 million
to the average Canadian’s retirement funds.
Don’t miss out on this opportunity.